Another year, another champion at the end of the year? No one knows at this time, but after researching the conferences these are my best educated predictions.
Steven Stremming is a member of the Football Writers Association of America.
1. Boise State
2. Navy
3. Tulane
4. New Mexico
5. Western Michigan
6. Nevada Las Vegas
7. South Florida
8. San Diego State
9. North Dakota State
10. James Madison
11. Fresno State
12. Texas San Antonio
13. Army
14. Utah State
15. Troy
16. Washington State
17. Toledo
18. Memphis
19. Air Force
20. Liberty
21. North Texas
22. Texas State
23. Colorado State
24. Texas State
25. Kennesaw State
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